Georgia Paycheck Calculator 2026
Take-home pay in Georgia for 2026 — the flat 5.19% state tax after the $12,000 standard deduction, plus federal tax and FICA.
Georgia moved to a flat tax; the 2026 rate is 5.19%.
Estimates for the 2026 tax year using the standard deduction. Actual withholding depends on your W-4, benefits, credits, and local taxes. Not tax advice.
A flat tax on a downward escalator
Georgia’s income tax is a flat 5.19% for 2026 — the third step in a scheduled march from 5.49% (2024) toward 4.99%, with cuts triggered by revenue targets. Wages are taxed after a $12,000 standard deduction ($24,000 joint), and dependents knock off $4,000 each. This calculator pairs the state math with 2026 federal brackets and FICA.
Georgia take-home in 2026
| Salary (single) | GA tax | Annual take-home | Monthly | Effective rate |
|---|---|---|---|---|
| $60,000 | $2,491 | $47,899 | $3,992 | 20.2% |
| $85,000 | $3,789 | $64,839 | $5,403 | 23.7% |
| $120,000 | $5,605 | $87,645 | $7,304 | 27.0% |
The pull of no-tax Florida next door is real — $3,789 a year at $85,000 — but Georgia beatsIllinois andCalifornia at every income level in this series, and North Carolina’s lead is under $1,000 at $85,000.
No city taxes, decent retirement breaks
No Georgia city or county taxes wages, so the state number here is the whole income-tax story — Atlanta included. For older workers the picture brightens further: $35,000 of retirement income is excludable at 62, rising to $65,000 per spouse at 65, plus fully exempt Social Security. Traditional 401(k) contributions reduce Georgia taxable income now, as they do federally.
Estimates use the standard deduction and exclude dependent exemptions, credits and benefit premiums — planning numbers, not tax advice. All math runs in your browser; nothing leaves your device. Compare all ten states on the mainUS paycheck calculator.
Frequently Asked Questions
What is Georgia’s income tax rate for 2026?
A flat 5.19%. Georgia scrapped its six brackets in 2024 and has been stepping the flat rate down each year — 5.49% in 2024, 5.39% in 2025, 5.19% in 2026 — with a target of 4.99% if revenue triggers keep being met.What deductions does Georgia allow?
A standard deduction of $12,000 for single filers ($24,000 married filing jointly) plus a $4,000 exemption per dependent (not modeled here). A single $85,000 earner is taxed on $73,000, owing about $3,789.Will Georgia’s rate keep falling?
That’s the law’s design: annual 0.10–0.20-point cuts continue toward 4.99% as long as state revenues hit targets. Legislators have accelerated the schedule twice already, so 2027’s rate may be lower still — check back each January.Does Atlanta charge a city income tax?
No — no Georgia municipality taxes wages. What this calculator shows is the complete income-tax picture, unlike Ohio or Pennsylvania where city taxes stack on top.How is retirement income treated?
Generously: Social Security is exempt, and taxpayers 62–64 can exclude up to $35,000 of retirement income — rising to $65,000 per person at 65+. Combined with the falling flat rate, Georgia is increasingly competitive with Florida for retirees.How does Georgia compare to Florida and North Carolina?
Florida wins on pure paycheck — no state tax means a $85,000 single filer keeps $3,789 more there. Against North Carolina’s 3.99% flat rate, Georgia costs about $900 more at $85,000. Georgia’s falling-rate schedule is slowly closing both gaps.Is my salary information stored?
No — everything is computed in your browser. Nothing is uploaded, logged or stored, and the tool works offline once loaded.