Ohio Paycheck Calculator 2026
Take-home pay in Ohio for 2026 — the new flat 2.75% tax on income above $26,050, plus federal tax and FICA.
From 2026 Ohio has a flat 2.75% tax that applies only to income above $26,050. Many Ohio cities levy a municipal income tax (often 1–2.5%), not included here.
Estimates for the 2026 tax year using the standard deduction. Actual withholding depends on your W-4, benefits, credits, and local taxes. Not tax advice.
Ohio’s new flat tax: 2.75% above a $26,050 floor
2026 is the first full year of Ohio’s flat 2.75% income tax — the end of a decade-long bracket collapse under HB 96. The design is unusual: the rate applies only to incomeabove $26,050, so every Ohioan gets a sizable tax-free floor, plus a personal exemption of about $2,400. The state bill this produces is the smallest of any income-taxing state in this series.
Ohio take-home in 2026 (state layer)
| Salary (single) | OH tax | Annual take-home | Monthly | Effective rate |
|---|---|---|---|---|
| $60,000 | $868 | $49,522 | $4,127 | 17.5% |
| $85,000 | $1,555 | $67,072 | $5,589 | 21.1% |
| $120,000 | $2,518 | $90,732 | $7,561 | 24.4% |
Only Texas andFlorida — with no income tax at all — beat these numbers. Against Illinois, an $85,000 Ohioan keeps about $2,500 more per year at the state level.
The municipal tax asterisk
Ohio’s catch lives at city hall: most municipalities tax wages at 1–2.5%, and the big cities (Columbus, Cleveland, Cincinnati at 1.8%) sit at the high end. A Columbus worker earning $85,000 pays about $2,125 of city tax — more than the state’s $1,555. Where you live and work inside Ohio changes your real rate more than the state schedule does. This calculator models the state layer only.
Estimates use 2026 figures with the personal exemption; credits (like Ohio’s joint filing credit) and benefit premiums are excluded — planning numbers, not tax advice. Everything runsin your browser; nothing is uploaded. Compare all ten states on the mainUS paycheck calculator.
Frequently Asked Questions
What is Ohio’s income tax rate in 2026?
Ohio completed its move to a flat tax: 2.75% applies only to income above $26,050, and everything below that is tax-free. Combined with the personal exemption (about $2,400), a single $60,000 earner owes just $868 — among the lightest state bills in this series.Is the first $26,050 really tax-free?
Yes — the 2.75% flat rate starts only above $26,050 of taxable income. Someone earning $26,000 owes Ohio nothing, and every earner gets the same tax-free floor before the flat rate kicks in.What about Ohio city taxes?
This is the big caveat: most Ohio municipalities levy their own income tax — commonly 1% to 2.5% (Columbus and Cleveland are 2.5%). City tax often exceeds the state tax itself. This calculator covers the state layer; check your city’s rate and add it mentally.How did Ohio’s tax change recently?
A decade ago Ohio had nine brackets topping out near 6%. Legislators collapsed them step by step — to two brackets in 2024–25, then to a single 2.75% flat rate from 2026 under HB 96. High earners gained the most; the $26,050 floor kept low incomes exempt throughout.Is retirement income taxed in Ohio?
Social Security is exempt, and Ohio offers credits for other retirement income rather than full exemption. Military pensions are fully exempt. The state layer in retirement is generally light, but city taxes may still apply to some income.How does Ohio compare to its neighbors?
At the state level, very favorably: $85,000 single pays $1,555 in Ohio vs $2,610 in Pennsylvania, $3,362 in Michigan and $4,063 in Illinois. But once a 2.5% city tax is added (about $2,125 at $85,000), the advantage narrows or disappears — location within Ohio matters a lot.Is anything I enter stored?
No — the calculation runs entirely in your browser. Nothing is uploaded, logged or stored, and the tool works offline after loading.